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Minneapolis (i/?m?ni'�p?l?s/), officially the City of Minneapolis, is the county seat of Hennepin County, and larger of the Twin Cities, the 14th-largest metropolitan area in the United States, containing approximately 3.8 million residents. As of 2013, Minneapolis is the largest city in the state of Minnesota and 46th-largest in the United States with 400,070 residents. Minneapolis and Saint Paul anchor the second-largest economic center in the American Midwest, behind Chicago.Minneapolis lies on the west bank of the Mississippi River, just north of the river's couence with the Minnesota River, and adjoins Saint Paul, the state's capital. The city is abundantly rich in water, with twenty lakes and wetlands, the Mississippi River, creeks and waterfalls, many connected by parkways in the Chain of Lakes and the Grand Rounds National Scenic Byway. It was once the world's flour milling capital and a hub for timber, and today is the primary business center between Chicago and Seattle, with Minneapolis proper containing America's fifth-highest concentration of Fortune 500 companies. As an integral link to the global economy, Minneapolis is categorized as a global city.Minneapolis' name is attributed to the city's first schoolteacher who combined mni, a Dakota Sioux word for water, and polis, the Greek word for city.The Minneapolis�St. Paul area is the second largest economic center in the Midwest, behind Chicago. The economy of Minneapolis today is based in commerce, finance, rail and trucking services, health care, and industry. Smaller components are in publishing, milling, food processing, graphic arts, insurance, education, and high technology. Industry produces metal and automotive products, chemical and agricultural products, electronics, computers, precision medical instruments and devices, plastics, and machinery. The city at one time produced farm implements.

 

Saint Paul (/?se?nt 'p??l/; abbreviated St. Paul) is the capital and second-most populous city of the U.S. state of Minnesota. As of 2013, the city's estimated population was 294,873. Saint Paul is the county seat of Ramsey County, the smallest and most densely populated county in Minnesota. The city lies mostly on the east bank of the Mississippi River in the area surrounding its point of couence with the Minnesota River, and adjoins Minneapolis, the state's largest city. Known as the ""Twin Cities"", the two form the core of Minneapolis�Saint Paul, the 16th-largest metropolitan area in the United States, with about 3.46 million residents.Founded near historic Native American settlements as a trading and transportation center, the city rose to prominence when it was named the capital of the Minnesota Territory in 1849. Though Minneapolis is better-known nationally, Saint Paul contains the state government and other important institutions. Regionally, the city is known for the Xcel Energy Center, home of the Minnesota Wild, and for the Science Museum of Minnesota. As a business hub of the Upper Midwest, it is the headquarters of companies such as Ecolab. Saint Paul, along with its Twin City, Minneapolis, is known for its high literacy rate. It was the only city in the United States with a population of 250,000 or more to see an increase in circulation of Sunday newspapers in 2007.The settlement originally began at present-day Lambert's Landing, but was known as Pig's Eye after Pierre ""Pig's Eye"" Parrant established a popular tavern there. When Lucien Galtier, the first Catholic pastor of the region, established the Log Chapel of Saint Paul (shortly thereafter to become the first location of the Cathedral of Saint Paul), he made it known that the settlement was now to be called by that name, as ""Saint Paul as applied to a town or city was well appropriated, this monosyllable is short, sounds good, it is understood by all Christian denominations..."".The Minneapolis�Saint Paul�Bloomington area employs 1,570,700 people in the private sector as of July 2008, 82.43 percent of which work in private service providing-related jobs.

 

Rochester is a city in the U.S. State of Minnesota and is the county seat of Olmsted County. Located on the Zumbro River's south fork, the city has a population of 106,769 according to the 2010 United States Census. The U.S. Census Bureau estimated 2013 population is 110,742. It is Minnesota's third-largest city and the largest city located outside of the Minneapolis-St. Paul-Bloomington Metropolitan Statistical Area. As of 2013, the Rochester metropolitan area has a population of 211,853.Mayo Clinic forms the core of Rochester's economy. It employs over 30,000 people in the city and every year draws over 2 million visitors to the city. The clinic's many facilities, along with hotels, restaurants and retail stores, comprise nearly all of the city's downtown. Excluding the state government, Mayo Clinic is the largest employer in Minnesota. Other care providers, including the Rochester Federal Medical Center, are significant employers.

 

Bloomington is the fourth largest city in the State of Minnesota in Hennepin County. Located on the north bank of the Minnesota River, above its couence with the Mississippi River, Bloomington lies at the heart of the southern metro area, 10 miles (16 km) south of Minneapolis. The city's population is 86,319, according to the 2013 United States Census estimates.Established as a post-World War II housing boom suburb connected to the urban street grid of Minneapolis and serviced by two major highways, Interstate 35W and Interstate 494. Bloomington's residential areas include upper-tier households in the western Bush Lake area and traditional middle-class families in its rows of single-family homes in the central to eastern portions. Large-scale commercial development is concentrated along the Interstate 494 corridor. Besides an extensive city park system, with over 1,000 square feet (93 m2) of parkland per capita, Bloomington is also home to Hyland Lake Park Reserve in the west and Minnesota Valley National Wildlife Refuge in the southeast.Bloomington has more jobs per capita than either Minneapolis or Saint Paul, due to the United States' largest enclosed shopping center, the Mall of America. The headquarters of Bank are also based in the city.The city was named after Bloomington, Illinois.The city is home to a large contingent of employers, providing more than 100,000 jobs. Benefiting from its location near major transportation routes and the Minneapolis�Saint Paul International Airport, Bloomington is a major hospitality center with nearly 8,000 hotel rooms.

 

Duluth i/d?'lu??/ is a seaport city in the State of Minnesota and is the county seat of Saint Louis County. The fifth-largest city in Minnesota, Duluth has a population of 86,128. Duluth is the second-largest city on Lake Superior's shores, after Thunder Bay, Ontario in its Canadian border, and has the largest metropolitan area on the Lake. The Duluth MSA had a population of 279,771 in 2010, the second-largest in Minnesota. The combined urban population of Duluth and its adjacent communities � including Proctor, Hermantown, and Superior, Wisconsin � totals over 131,000, based on 2010 census figures.Situated at the westernmost point of the Great Lakes on the north shore of Lake Superior, Duluth is accessible to oceangoing vessels from the Atlantic Ocean 2,300 miles (3,700 km) away via the Great Lakes Waterway and the Saint Lawrence Seaway. Lake Superior is generally considered the largest freshwater lake in the world by surface area.Duluth forms a metropolitan area with Superior called the Twin Ports. The cities share the Duluth�Superior harbor and together are the Great Lakes' largest port transporting coal, iron ore (taconite), and grain. A tourist destination for the Midwest, Duluth features America's only all-freshwater aquarium, the Great Lakes Aquarium; the Aerial Lift Bridge, which spans the Duluth Ship Canal into the Duluth�Superior Harbor; and Minnesota Point (known locally as Park Point), one of the world's longest freshwater baymouth bars, spanning 6 miles (9.7 km). The city is also the starting point for vehicle trips along Minnesota's North Shore.The city is named for Daniel Greysolon, Sieur du Lhut, the first known European explorer of the area.Duluth is the major regional center for health care, higher education, retail, and business services not only of its own immediate area but also of a larger area encompassing northeastern Minnesota, northwestern Wisconsin, and the western Upper Peninsula of Michigan. It is also a major transportation center for the transshipment of coal, taconite, agricultural products, steel, limestone, and cement. In recent years it has seen strong growth in the transshipment of wind turbine components coming and going from manufacturers in both Europe and North Dakota and of oversized industrial machinery manufactured all around the world and destined for the tar sands oil extraction projects in northern Alberta.

 

Brooklyn Park is the sixth largest city in the U.S. state of Minnesota. The city is located on the west bank of the Mississippi River, upstream from downtown Minneapolis in northern Hennepin County. Brooklyn Park is a northwest suburb of the Twin Cities Metropolitan area of Minneapolis�Saint Paul.Brooklyn Park is the third largest suburb of Minneapolis�Saint Paul, the sixteenth largest metropolitan area in the United States, with about 3.46 million residents. The population was 75,781 at the 2010 census.Brooklyn Park is listed as a ""Tree City USA"", and is home to 47 miles of trails, and 67 award-winning parks, including the Rush Creek Regional Trail, and the northern section of the Palmer Lake Park.The city is also known for the West Coon Rapids Dam, located on the west side of the Mississippi River. North Hennepin Community College and a campus of Hennepin Technical College are located in the city.Brooklyn Park is the home of Edinburgh USA Golf Course, one of the top public golf courses in the United States.Brooklyn Park is a ""bedroom community"" of Minneapolis and Saint Paul, and is considered both a 2nd and 3rd tier suburb because much of the land developed north of 85th Avenue was developed after the year 2000. The city still hosts undeveloped land and farms, including the historic Eidem Homestead, a 1900s working farm that serves as a popular tourist attraction for families and school field trips.

 

Plymouth is the seventh largest city in the State of Minnesota. Located 15 miles (24 km) west of downtown Minneapolis in Hennepin County, the city is the fourth largest suburb of Minneapolis�Saint Paul, which is the fifteenth largest metropolitan area in the United States, with about 3.46 million residents. The population was 70,576 at the 2010 Census.Once named for Medicine Lake, the city's name was chosen by Hennepin County Commissioners during the county's inception.

 

St. Cloud /?se?nt'kla?d/ is a city in the State of Minnesota and the largest population center in the state's central region. Its population is 66,297 according to 2013 census estimates, making it Minnesota's eighth largest city. St. Cloud is the county seat of Stearns County and was named after the city of Saint-Cloud, France (in �le-de-France, near Paris), which was named for the 6th-century French monk Clodoald.Though mostly in Stearns County, St. Cloud also extends into Benton and Sherburne counties, and the Mississippi River runs through the city. It is the center of a small, contiguous urban area totaling over 114,000 residents, with Waite Park, Sauk Rapids, Sartell, St. Joseph, Rockville, and St. Augusta directly bordering the city, and Foley, Rice, Kimball, Clearwater, Clear Lake, and Cold Spring nearby. With 189,093 residents at the 2010 census, the St. Cloud metropolitan area is the fourth-largest in Minnesota, behind Minneapolis�St. Paul, Duluth�Superior, and Rochester. (The population of Fargo-Moorhead is also larger than St. Cloud's, but most of that is in North Dakota, with only 58,999 residents in Minnesota.)St. Cloud is 65 miles (105 km) northwest of the ""Twin Cities"" of Minneapolis�St. Paul along Interstate 94, U.S. Highway 10, and Minnesota State Highway 23. The St. Cloud Metropolitan Statistical Area (MSA) is made up of Stearns and Benton Counties. The city was included in a newly defined Minneapolis�St. Paul�St. Cloud Combined Statistical Area (CSA) in 2000. St. Cloud as a whole has never been part of the 13-county MSA comprising Minneapolis, St. Paul, Bloomington and parts of western Wisconsin, although its Sherburne County portion is considered part of the Twin Cities metropolitan area by Census Bureau definition.St. Cloud State University, Minnesota's second-largest public university, is between downtown and the Beaver Islands that form a maze for a two-mile stretch of the Mississippi. The approximately 30 undeveloped islands are a popular destination for kayak and canoe enthusiasts and are part of a state-designated 12-mile stretch of wild and scenic river.St. Cloud owns and operates a hydroelectric dam on the Mississippi that can produce up to nine megawatts of electricity.According to St. Cloud's 2011 Comprehensive Annual Financial Report,[40] the top employers in the city are:

 

Woodbury is the largest city in Washington County, Minnesota, United States, and is a suburb of the Twin Cities metropolitan area. It is situated east of Saint Paul along Interstate 94. The population was 61,961 at the 2010 census, but estimates as of 2012 run around 64,496 people, an increase of 4.09%. Insurance was previously a large-scale employer in the city, but the multi-department facility was relocated to Lincoln, Nebraska while retaining a smaller work force at another site in Mendota Heights. There are also many smaller employers, and offices for financial corporations. Many Woodbury residents are employed at , whose headquarters are located a few miles west in Maplewood.

 

Eagan /'i?g?n/ is a city south of Saint Paul in Dakota County in the State of Minnesota. The city lies on the south bank of the Minnesota River, upstream from the couence with the Mississippi River. Eagan and nearby suburbs form the southern portion of Minneapolis�St. Paul, the fifteenth largest metropolitan area in the United States, with about 3.6 million residents. The population of Eagan was 64,206 at the 2010 census.Originally a rural Irish farming community and ""Onion Capital of the United States"", Eagan became the eighth largest Minnesota city in the 2000 Census. The largest growth in Eagan took place following the relocation and expansion of Highway 77 along with the construction of the new six-lane bridge (with three northbound and three southbound lanes) over the Minnesota River in 1980 and also the completion of the final Interstate 35E freeway section southbound from Minnesota State Highway 110 in Mendota Heights to the area where it joins 35W in Burnsville in the mid-1980s. Its northern border is primarily along Interstate 494. Its southern border is about a mile south of Cliff Road. Its eastern border runs primarily along Minnesota State Highway 3. The western border runs primarily along the South bank of Minnesota River. Currently the fourth largest suburb in the metro area, Eagan is predominantly a commuter town of both Minneapolis and Saint Paul. The city's iuence in the region grew when the companies Northwest Airlines (now Delta Air Lines) and Thomson West (now Thomson Reuters) established their headquarters. In 2012, Eagan was ranked as the fourteenth best place in the United States to live by Money Magazine.eadquartered in Eagan.

 

Maple Grove is a city in Hennepin County, Minnesota, United States. The population was 61,567 at the 2010 census. Maple Grove serves as the retail, cultural and medical center of the northwest region of the Minneapolis�Saint Paul metropolitan area. One of the Twin Cities largest shopping centers, The Shoppes at Arbor Lakes, is located in Maple Grove.Maple Grove is home to a regional Scientific research, development and manufacturing facility, employing over 3,000 people. Other major employers include the Independent School District 279 and the city of Maple Grove.

 

Eden Prairie is an edge city 12 miles (19 km) southwest of downtown Minneapolis in Hennepin County, and the 12th-largest city in the State of Minnesota. It is on the north bank of the Minnesota River, upstream from its couence with the Mississippi River. Eden Prairie and nearby suburbs form the southwest portion of Minneapolis�Saint Paul, the 15th-largest metropolitan area in the United States, with about 3.6 million residents. It is the Twin Cities' seventh-largest suburb, with a population of 60,797 at the 2010 census.Comprising many large lakes and ponds, the city has more than 170 miles (270 km) of multi-use trails, 2,250 acres (9 km2) of parks, and 1,300 acres (5 km2) of open space. A bedroom suburb in the 1960s, the city is now home to more than 2,200 businesses and the headquarters of Digital River, SuperValu, C.H. Robinson Worldwide, MTS Systems Corporation, and the Minnesota Vikings. Regionally known for Eden Prairie Center, it is also the hub for . Eden Prairie has been named one of Money Magazine's ""Best Places to Live"" in America since 2006; the city earned first place in the 2010 survey.Eden Prairie is home to more than 2,200 businesses, including many that specialize in logistics/distribution, retail and wholesale trade, health care, industrial equipment, communications, and information technology. The unemployment rate as of 2010 is 5.1%.

 

Coon Rapids is a northern suburb of Minneapolis, and is the largest city in Anoka County, Minnesota, United States. The population was 61,476 at the 2010 census, making it the thirteen largest city in Minnesota and the seventh largest Twin Cities suburb.

 

Burnsville /'b?rnzv?l/ is a city 15 miles (24 km) south of downtown Minneapolis in Dakota County in the State of Minnesota. The city lies on the south bank of the Minnesota River, upstream from the couence with the Mississippi River. Burnsville and nearby suburbs form the southern portion of Minneapolis�Saint Paul, the fifteenth largest metropolitan area in the United States, with about 3.6 million residents. According to the 2010 census, the population is 60,306.Burnsville has many attractions, including its regional mall, Burnsville Center. The city is also a recreational attraction with Alimagnet Dog Park, a section of Murphy-Hanrehan Park Reserve, and 310-foot (94 m) vertical ski peak Buck Hill. Minnesota River wildlife is protected by the Minnesota Valley National Wildlife Refuge.Originally a rural Irish farming community, Burnsville became the tenth largest city in Minnesota in the 2000 Census following the construction of Interstate 35. Currently the ninth largest suburb in the metro area and a bedroom community of both Minneapolis and Saint Paul, the city was fully built by the late 2000s. Burnsville's downtown area is called Heart of the City with urban-style retail and condominiums. The Burnsville Transit Station serves as the hub and headquarters of the Minnesota Valley Transit Authority, providing regional bus service to five other suburbs.The name Burnsville is attributed to an early Irish settler and land owner, William Byrne. His surname was recorded as ""Burns"" and was never corrected.Burnsville's biggest employer is its own school district, Independent School District 191, followed by Holding.[25] Manufacturing is the second largest industry. Most of the employers are in the industrial areas in the southwest and the north, with corporate headquarters and modern warehouses in services and manufacturing. Service firms such as internet utilities, news, and real estate are mostly located throughout the north along Highway 13. Almost every brand of car dealership can be found along I-35W on the north and south ends of the city.

 

Blaine is a city in Anoka county in the State of Minnesota. The population was 57,186 at the 2010 census. The city is located mainly in Anoka County, and is part of the Minneapolis-Saint Paul metropolitan area.Interstate Highway 35W, U.S. Highway 10, and Minnesota State Highway 65 are three of the main routes in the city.According to Blaine's 2009 Comprehensive Annual Financial Report, the top employers in the city were:

 

Lakeville /'le?kv?l/ is a suburb 23 miles (37 km) south of downtown Minneapolis in Dakota County in the State of Minnesota. On the Twin Cities metropolitan area's southern fringe, Lakeville is one of the fastest-growing cities in the Minneapolis�Saint Paul metropolitan area. The U.S. Census Bureau recorded its population at 55,954 in 2010.Lakeville lies along Interstate Highway 35. With that link to the Twin Cities and undeveloped land, it has grown rapidly.[citation needed] Lakeville first became notable in 1910 when Marion Savage built the Dan Patch Railroad Line to service his Antlers Amusement Park. It later became a flourishing milling center; its agriculture industry is still in operation. While many of Lakeville's workers commute northward to Minneapolis, Saint Paul, and more central suburbs like Bloomington, Lakeville has had major industry since the 1960s�including the Airlake Industrial Park, which is served by Airlake Airport, a regional reliever airport.Lakeville is served by the Airlake Airport, which has a single runway with an ILS approach. The airport is managed by the Metropolitan Airports Commission as a reliever facility to draw general aviation traffic. The FAA operates the Minneapolis ARTCC (air route traffic control center) in Farmington, several miles away from the airport. This center provides traffic control services for Minnesota and surrounding states.

 

Minnetonka /?m?n?'t??k?/ MIN-i-TONG-k? is a suburban city in Hennepin County, Minnesota, United States, eight miles (13 km) west of Minneapolis. The population was 49,734 at the 2010 census. The word ""Minnetonka"" comes from the Dakota Indian mni tanka meaning ""great water"". The city is home to , the country's largest privately owned company and United Healthcare, the state's largest publicly owned company.The headquarters of Carlson Companies are in Minnetonka. The headquarters of are located in Minnetonka and are in the Wayzata Post Office area. Founded in 1865, it is now the largest privately held corporation in the U.S. in terms of revenue. Other companies based in Minnetonka include uniform company Services.

 

Apple Valley is a city in northwestern Dakota County in the State of Minnesota, and a suburb of the Twin Cities. As of the 2010 census, the city's population was 49,084, making it the 18th most populous city in Minnesota. In 2013, Money Magazine named Apple Valley the 17th best place to live in the United States, up from 20th in 2010, 24th in 2008 and 28th in 2007.

 

Edina (i/i?'da?n?/ ee-DY-n?) is a city in Hennepin County, Minnesota, United States, and a first-ring suburb situated immediately southwest of Minneapolis. Edina began as a small farming and milling community in the 1860s. The population was 47,941 at the 2010 census.Edina is home to the headquarters of Cutters),[18] and of ulius.[19][20]

 

Saint Louis Park (abbreviated St. Louis Park) is a city in Hennepin County, Minnesota, United States. The population was 45,250 at the 2010 census. It is a first-ring suburb immediately west of Minneapolis. Other adjacent cities include Edina, Golden Valley, Minnetonka, Plymouth, and Hopkins.St. Louis Park is the birthplace or childhood home of movie directors Joel and Ethan Coen, musician Peter Himmelman, New York Times columnist Thomas Friedman, Senator Al Franken, songwriter Dan Israel, guitarist Sharon Isbin, writer Pete Hautman, football coach Marc Trestman, and film director Joe Nussbaum. Baseball announcer Halsey Hall also lived there.The Pavek Museum of Broadcasting, which has a major collection of antique radio and television equipment, is also in the city. Items range from radios produced by local manufacturers to the Vitaphone system used to cut discs carrying audio for the first ""talkie"", The Jazz Singer.The Coen brothers set their 2009 film A Serious Man in St. Louis Park circa 1967. It was important to the Coens to find a neighborhood of original-looking suburban rambler homes as they would have appeared in St. Louis Park in the mid-1960s, and after careful scouting they opted to film scenes in a neighborhood of nearby Bloomington, as well as at St. Louis Park's B'Nai Emet Synagogue.

 

Mankato is a city in Blue Earth, Nicollet, and Le Sueur counties in the State of Minnesota. The population was 39,309 at the 2010 census, making it the fourth largest city in Minnesota outside of the Minneapolis�Saint Paul metropolitan area. The county seat of Blue Earth County, it is located along a large bend of the Minnesota River at its couence with the Blue Earth River. Mankato is across the Minnesota River from North Mankato. Mankato and North Mankato have a combined population of over 53,000, according to the 2010 census. It completely encompasses the town of Skyline. North of Mankato Regional Airport, a tiny non-contiguous part of the city is located within Le Sueur County. Most of the city of Mankato is located within Blue Earth County.Mankato is the larger of the two principal cities of the Mankato-North Mankato metropolitan area, which covers Blue Earth and Nicollet counties and had a combined population of 94,149 at the 2010 census. Mankato was designated a Metropolitan Statistical Area by the U.S. Census Bureau in November 2008.U.S. Highways 14 and 169 and Minnesota State Highways 22 and 60 are four of the main routes in Mankato.According to the City's 2010 Comprehensive Annual Financial Report, the top employers in the city are:

 

Maplewood, incorporated in 1957, is a city in Ramsey County, Minnesota, United States. The population was 38,018 at the 2010 census. Maplewood is ten minutes from downtown Saint Paul. Maplewood stretches along most of the northern and eastern borders of Saint Paul.Maplewood is home to the corporate headquarters and main campus of Corporation. The city is also home to the Maplewood Mall and St. John's Hospital.According to the City's 2011 Comprehensive Annual Financial Report, the top employers in the city are:

 

Moorhead is a city in Clay County, Minnesota, United States, and the largest city in northwest Minnesota. The population was 38,065 at the 2010 census. It is the county seat of Clay County.Moorhead was platted in 1871 and a permanent name was assigned to the town on October 6, 1871. Moorhead is bordered on the we"

"

with Rosemount. It is operated by Flint Hills Resources.

 

Andover is a city in Anoka County, Minnesota, United States. The population was 30,598 at the 2010 census.

 

Brooklyn Center is a city in Hennepin County, Minnesota, United States. The city is located on the west bank of the Mississippi River on the northwest border of Minneapolis. The population was 30,104 at the 2010 census.Brooklyn Center is one of the original inner-ring suburbs of Minneapolis�Saint Paul, the sixteenth largest metropolitan area in the United States, with about 3.2 million residents.Formed as the center of local trade in the former Brooklyn Township since 1873, the rural area farmed market gardening for the nearby growing population of Minneapolis. The village of Brooklyn Center incorporated in 1911, splitting from Brooklyn Township, to avoid annexation from the expanding city of Minneapolis. It incorporated as a city in 1966. The city became a bedroom community and industrial job center following postwar growth. It was the site of the regional mall Brookdale Center. The headquarters of Coffee moved into the city in 2004.The Global Operations Center of is located in Brooklyn Center.

 

Savage /'s�v?d?/ is a suburban city 15 miles (24 km) south-southwest of downtown Minneapolis in Scott County in the State of Minnesota. The city is situated on the south bank of the Minnesota River in a region commonly referred to as South of the River, comprising the southern portion of Minneapolis-St. Paul, the sixteenth largest metropolitan area in the United States. The population of Savage was 26,911 at the 2010 census.Minnesota State Highway 13 and County Road 42 are two of the main routes in Savage. Interstate 35W and U.S. Highway 169 are in close proximity to the city.The landing point for Irish and Scottish immigrants in 1800, Savage has grown into a developing bedroom community, absorbing population growth from Burnsville, its larger neighbor to the east. Once a shipbuilding port for the U.S. Navy, Savage is now an industrial manufacturing job center in the southern metro. The city is still relatively undeveloped, with sections of the Minnesota Valley National Wildlife Refuge and Murphy-Hanrehan Park Reserve within its borders.Previously named Hamilton after the city in Ontario, Canada, the town was renamed Savage after Marion Willis Savage who owned and trained the nationally celebrated racing horse Dan Patch.

 

Oakdale is a city in Washington County, Minnesota, United States, is a suburb of Saint Paul and is on the eastern side of the Twin Cities Metropolitan area. The population was 27,378 at the 2010 census. Oakdale is the 32nd largest city in Minnesota, in terms of population.The city of Oakdale today is the result of a consolidation of Oakdale and Northdale Townships in the 1970s, and continued to annex land well into the 1990s.Oakdale lies entirely within the North St. Paul�Maplewood�Oakdale school district, but the city's students are split into two high schools. Tartan High School is located within the city's boundaries, and serves the southern half of Oakdale. The city's northern residents are served by North High School in North St. Paul.Imation World Headquarters is located in Oakdale. Nearby Headquarters employs many residents of the city.Oakdale, Minnesota is currently the most populous of all municipalities that share the name Oakdale in the United States.

 

Fridley is a city in Anoka County, Minnesota, United States. The population was 27,208 at the 2010 census. It was incorporated in 1949 as a village and became a city in 1957. It is part of the Twin Cities Metropolitan Area. Fridley is a ""first ring"" or ""inner ring"" suburb in the northern part of the Twin Cities. It borders Minneapolis at its southern border. Neighboring first ring suburbs are Columbia Heights and Brooklyn Center.Fridley is home to the World Headquarters of nc.Both Minneapolis and Saint Paul draw their municipal water supplies from the Mississippi River at Fridley.

 

Winona is a city in and the county seat of Winona County, in the state of Minnesota. Located in picturesque bluff country on the Mississippi River, its most noticeable physical landmark is Sugar Loaf. The city is named after Princess We-Noh-Nah, daughter of Chief Wapasha (Wabasha) III. The population was 27,592 at the 2010 census. Its annual celebration, Steamboat Days, is held in the summer. It is also known as the stained glass capital of the United States.o-Nah Canoe, United Building Centers, Badger Equipment Company, Winona Lighting, WinCraft Sports, and Winona Pattern & Mold.

 

Shoreview is a city in Ramsey County, Minnesota, United States, the 33rd largest city in the state and the 4th largest city in the county. The population was 25,043 at the 2010 census. In 2008, Shoreview ranked fourth in a Circle list of best towns.Lakes has a corporate office in Shoreview.

 

Owatonna is a city in Steele County, Minnesota, United States. The population was 25,599 at the 2010 census. It is the county seat of Steele County. Owatonna is home to the Steele County Fairgrounds, which hosts the Steele County Free Fair in August.Interstate 35 and U.S. Highways 14, and 218 are three of the main routes in the city.Owatonna is an economic center of Southern Minnesota, with diverse industries. Insurance is the largest employer with 1521 employees, followed by an expanding acon which has 1434 employees. Both have their headquarters in Owatonna.

 

Ramsey is a city in Anoka County, Minnesota, United States. The population was 23,668 at the 2010 census. It is a northern suburb of the Twin Cities.U.S. Highways 10 / 169 (co-signed) and State Highway 47 are two of the main routes, and a station on the Northstar Commuter Rail line to downtown Minneapolis is located in Ramsey.

 

Austin is a city in Mower County, Minnesota, United States. The population was 24,718 at the 2010 census. It is the county seat of Mower County. The southern part of the city is in Austin Township while the northern part is in Lansing Township; the city is politically independent of both. Austin is located at the intersection of Interstate Highway 90 and U.S. Highway 218 in the southeastern part of the state.The town was originally settled along the Cedar River and it has two man-made lakes called East Side Lake and Mill pond. The town was named for Austin R. Nichols, the first settler in the area. Foods Corporation is the largest employer in Austin, where its factory makes most of North America's tinned meat. The Austin Area Chamber of Commerce sponsors an annual Independence Day Freedom Fest. Austin is sometimes called "" Town USA"", as it is home to 's headquarters and is home to the Museum. Austin is also home to the Austin which are a junior hockey team in the .With 's corporate headquarters and main production facility located in Austin, food processing plays a dominant role in the city's economy. and Pork Processors, a contract food processing firm serving , are by far the largest private employers in Austin.

 

White Bear Lake is a city in Ramsey and Washington counties in the State of Minnesota. The population was 23,797 at the 2010 census. The city is located on White Bear Lake, one of the largest lakes in the Minneapolis-St. Paul metropolitan area.

 

Chaska is a city in Carver County, Minnesota, United States. The population was 23,770 at the 2010 census. It is the county seat of Carver County.Since 2003, the city government has offered low-cost, high-speed wireless internet service for residents, businesses, and government entities throughout the community. Chaska is the home of numerous industrial and manufacturing concerns.

 

Chanhassen is a city in Carver and Hennepin counties in the State of Minnesota. It is southwest of Minneapolis. The population was 22,952 at the 2010 census.Companies with headquarters in Chanhassen include:[16]

 

Prior Lake is a city 20 miles (32 km) southwest of downtown Minneapolis seated next to Savage and Shakopee in Scott County in the state of Minnesota. Surrounding the shores of Lower and Upper Prior Lake, the city lies south of the Minnesota River in an area known as South of the River and establishes the urban fringe of the south-southwest portion of Minneapolis-St. Paul, the sixteenth largest metropolitan area in the United States. The population of Prior Lake was 22,796 at the 2010 census.Prior Lake was first incorporated as a village in 1891. Prior Lake is one of the oldest cities in the south metro area. The city's modern rapid growth is due in part to the ease of access for commuters, the rest of the region, via the upgraded State Highway 13.

 

Champlin (/'t?�mpl?n/ CHAMP-l?n) is a city in Hennepin County, Minnesota, United States. The population was 23,089 at the 2010 census. Champlin is a northern suburb of Minneapolis.U.S. Highway 169 and Hennepin County Road 12 (CR 12) are two of the main routes in Champlin.

 

Elk River is a city in Sherburne County, Minnesota, United States, about 34 miles northwest of Minneapolis. It is situated at the confluence of the Mississippi and Elk Rivers. The population was 22,974 at the 2010 census. It is the county seat. The city's population exceeded 20,000 as of 2005. U.S. Highways 10 and 169 and State Highway 101 are three of the main routes in Elk River, and a station on the Northstar Commuter Rail line to downtown Minneapolis is located in the city. Elk River is located 33 miles northwest of Minneapolis; and 37 miles southeast of St. Cloud.

 

Faribault (/'f??rbo?/ FAIR-boh) is a city in Rice County, Minnesota, United States. It is the county seat. The population was 23,352 at the 2010 census. Faribault is approximately 50 miles (80 km) south of Minneapolis and St. Paul.Interstate 35 and Minnesota State Highways 3, 21, and 60 are four of the main routes in the community.Faribault is situated at the confluence of the Cannon and Straight Rivers in southern Minnesota.Faribault has the usual gamut of small-town retail and service shops. Employers also include an assortment of light manufacturing offerings.

 

Rosemount is a city in Dakota County, Minnesota, United States, in the Twin Cities Metropolitan Area. The population was 21,874 at the 2010 census. Rosemount was established as a township in 1856 and incorporated as a city in 1972, encompassing the old village of Rosemount and Pine Bend. According to the city's website, there was some debate over whether to name the township Saratoga or Rosemount, with the latter finally being chosen to reflect the town's Irish heritage, and to remain in keeping with the name given to the post office a few years earlier. Rosemount is home to the Pine Bend Refinery, which is the largest oil refinery in Minnesota and the 14th-largest in the United States. Rosemount was also home to a military gunpowder plant in the 1940s called Gopher Ordnance Works.

 

Crystal is a city in Hennepin County, Minnesota, United States. The population was 22,151 at the 2010 census.

 

Hastings is a city in Dakota and Washington counties, in the U.S. state of Minnesota, near the confluence of the Mississippi and St. Croix Rivers. The population was 22,172 at the 2010 census. It is the county seat of Dakota County, which contains most of the city; a small part extends into Washington County. The city is named for the first elected governor of the state of Minnesota, Henry Hastings Sibley.The advantages of Hastings's location that led to its original growth are that it is well-drained, provides a good riverboat port, and is close to a hydropower resource at the falls of the Vermillion River. Other sites closer to the river confluence are either too swampy (Dakota County) or too hilly (Washington County and Pierce County, Wisconsin).U.S. Highway 61 and Minnesota State Highways 55 and 316 are three of the main routes in Hastings.

 

Farmington is a city in Dakota County, Minnesota, United States. The population was 21,086 at the 2010 census.[4] It is a part of the Minneapolis-St. Paul metropolitan area.Farmington is the location of the Minneapolis Air Route Traffic Control Center (ZMP)[1] and a Marigold Kemps packing plant. Farmington is also home to the first entirely recycled location.

 

New Brighton is a city in Ramsey County, Minnesota, United States. It is a suburb of the Twin Cities. The population was 21,456 at the 2010 census.New Brighton has four public schools, several lakes (Long Lake and Silver Lake, Pike Lake, among others), one seminary, and many churches and places of worship (Lutheran, Catholic, LDS, Jehovah's Witness, Apostolic, Baptist, United Church of Christ, Korean Methodist, Christian Science, Non-denominational, and others). The town is mostly residential and split into different sections of residence. Sections of apartments, as well as Wexford Heights, an upper-middle-class housing development, dominate the southern end of the town. The apartments are often referred to collectively as ""Polynesian,"" the name of one apartment complex in the center of the area. ""Downtown New Brighton"" is distinguishable from other areas of the town because of the old-fashioned street lights set approximately twenty feet (6 m) apart down the entire road. Northern New Brighton has a small commercial area and is mostly middle-class homes built from the 70s to 90s.

 

Lino Lakes (/'la?no? 'le?ks/ LY-noh LAYKS) is a city in Anoka County, Minnesota, United States. The population was 20,216 at the 2010 census. Interstates 35W and 35E are two of the main routes in the community.

 

Golden Valley is a city in Hennepin County, Minnesota, United States. It is a western suburb of Minneapolis and is the main corporate headquarters of General Mills and Pentair. Golden Valley is also the home of NBC affiliate KARE, the Perpich Center for Arts Education and Breck School. The population was 20,371 at the 2010 census.Major employers in the city include:[2]

 

New Hope is a city in Hennepin County, Minnesota, United States and a suburb of Minneapolis. The population was 20,339 at the 2010 census.

 

Northfield is a city in Dakota and Rice counties in the State of Minnesota. Most of the city is located in Rice County, with a small part extending into Dakota County. The population was 20,007 at the 2010 census.Early in the city's history, local merchants created a small town square between Fourth Street to the north, Division Street to the east, the Cannon River to the west, and the southern storefronts. The old Ames Mill/Malt-O-Meal plant was also nearby, originally powered by the dam on the river. Bridge Square and the surrounding downtown area remain a strong cultural attraction for the city. The square has several amenities including a large fountain, a memorial statue, and a concession stand known as ""the popcorn wagon"" run by the senior center. Several scenic walkways follow the river, and numerous shops and boutiques can be found on the neighboring streets.

 

South St. Paul is a city in Dakota County, Minnesota, immediately south and southeast of the city of Saint Paul, Minnesota. It is also southeast of West St. Paul, Minnesota. The population was 20,160 at the 2010 census. It is notable as one of the historic major meat packing cities in the United States. Subsequently, many residents are descendants of immigrants from Southern Europe and Eastern Europe.

 

West Saint Paul is a city in Dakota County, Minnesota, immediately south of the city of Saint Paul, Minnesota. The city's misleading name comes in part from the fact that it lies on the west bank of the predominantly north-to-south Mississippi River. A previous City of West St. Paul, incorporated in the late 19th century, was situated in what is now called St. Paul's Lower West Side. That city went bankrupt in the 1880s.[] According to the West 7th/Fort Road foundation, St. Paul annexed the West Side, and was incorporated for two reasons: ""to aid law enforcement�criminals could escape St. Paul authorities by crossing to the West Side and Dakota County�and to eliminate the Wabasha Street Bridge tolls which were inhibiting development on the West Side."" The current West St. Paul split from the western half of South St. Paul, and was incorporated in 1889, just south of the city of St. Paul. The population was 19,540 at the 2010 census, growing by 135 since 2000. West Saint Paul is known for its 2.5-mile retail strip along Robert Street. The city is pursuing a sister-city relationship with West Saint Paul, MB (Canada).West Saint Paul's major employers include:

 

Willmar is a city in, and the county seat of, Kandiyohi County, Minnesota, United States. The population was 19,610 at the 2010 census.Willmar has been assigned ZIP code 56201 by the United States Postal Service.U.S. Highways 12 and 71 and Minnesota State Highways 23 and 40 are four of the main routes in the city.

 

Columbia Heights is a city in Anoka County, Minnesota, United States. The population was 19,496 at the 2010 census.Minnesota State Highways 47 (University Avenue) and 65 (Central Avenue) are two of the main routes in the city.Columbia Heights is a first-ring northern suburb of Minneapolis, which it borders on the south. Its downtown district is centered at the intersection of 40th Avenue NE and Central Avenue, and includes the Heights Theater, county offices, the Public Library, and a variety of businesses. Central Avenue forms a commercial district along its length. More businesses also line University Avenue.

 

Forest Lake is a city in Washington County, Minnesota, United States. The population was 18,375 at the 2010 census. It is located on one of Minnesota's 100 largest lakes. The lake serves as the source of the Sunrise River.Interstate 35 and U.S. Highways 8 and 61 are three of the main routes in the community.Other main routes include County Road 2�Broadway Avenue. Interstate 35 splits into Interstate Highways 35E and 35W just south of Forest Lake in the nearby city of Columbus. The junction is commonly referred to as the Forest Lake Split. The Forest Lake Split was the scene of the August 11, 2003 death of Herb Brooks, coach of the gold medal-winning 1980 U.S. Olympic Hockey Team (Miracle on Ice).

 

Stillwater is a city in Washington County, Minnesota, directly across the St. Croix River from the state of Wisconsin. The population was 18,225 at the 2010 census. It is the county seat. Stillwater is part of the Twin Cities Metro Area.

 

Hopkins is a suburban city in Hennepin County, Minnesota, United States, located west of Minneapolis. The city is four square miles in size and is surrounded by the larger, west suburban communities of Minnetonka, Saint Louis Park, and Edina. Hopkins is about 98% developed with little remaining vacant land. The population was 17,591 at the 2010 census.U.S. Highway 169 and Minnesota State Highway 7 are two of the main routes in the area.

 

Albert Lea is a city in and the county seat of Freeborn County in the southeastern part of the State of Minnesota. The population was 18,016 at the 2010 census.The city is at the junction of Interstates 35 and 90, about 90 miles (140 km) south of the Twin Cities. It is on the shores of Fountain Lake, Pickerel Lake, Albert Lea Lake, Goose Lake, School Lake, and Lake Chapeau. Fountain Lake and Albert Lea Lake are part of the Shell Rock River flowage.The city's early growth was based upon agriculture, farming support services and manufacturing and was a significant rail center. At one time it was the site of headquarters. Like many U.S. towns much of the manufacturing base has diminished. A long-time center of the city's job opportunity was the Company meat packing plant, later known as land. This facility was destroyed by fire in July 2001. The largest employer is currently Clinic Health System with over 1,500 employees.

 

Anoka (/?'no?k?/ ?-NOH-k?) is a city in Anoka County, Minnesota. The population was 17,142 at the 2010 census. It is the county seat. Anoka is also the ""Halloween Capital of the World"", because it hosted one of the first Halloween parades in 1920. It continues to celebrate the holiday each year with several parades. Anoka is a northern suburb of the Twin Cities.U.S. Highways 10 / 169 and State Highway 47 are three of the main routes, and a station on the Northstar Commuter Rail line to downtown Minneapolis is located in the city.According to Anoka's 2010 Comprehensive Annual Financial Report, the top employers in the city were:

 

St. Michael is a city in eastern Wright County, Minnesota, United States. The population was 16,399 at the 2010 census.

 

Red Wing is a city in Goodhue County, Minnesota, United States, on the Mississippi River. The population was 16,459 at the 2010 census. It is the county seat of Goodhue County.[9]Red Wing is home of Red Wing Shoes, Riedell Ice and Roller Skates and Red Wing Stoneware. The Cannon Valley Trail has its eastern terminus in Red Wing. Treasure Island Resort & Casino is on the nearby Prairie Island Indian Reservation. The National Trust for Historic Preservation placed Red Wing on its 2008 distinctive destinations list, which adds twelve communities annually nationwide. Red Wing was added for its ""impressive architecture and enviable natural environment.""[10] Red Wing is connected to Wisconsin by Red Wing Bridge (officially named the Eisenhower Bridge); it carries U.S. Route 63 over the Mississippi River and its backwaters.This city was named after the Sioux chief, Red Wing.[9] He was one of a succession of Mdewakanton Dakota chiefs whose name ""Red Wing"" came from their use of a dyed swan's wing as their symbol of rank. His Sioux name was Hupahuduta (""Wing of the Wild Swan Dyed Red""). He was an ally of British soldiers during the War of 1812, but after a vision where he saw the Americans driving out the British, he took a stance of neutrality. He later was known as L'Aile Rouge, by the French Canadians, and later still took the name Shakea, or ""The Man Who Paints Himself Red"" after passing the name Red Wing on to a successor. During his lifetime, there were few pioneers, and Red Wing was known as a firm friend of the United States, keeping peace with the settlers and trading for goods that were valued by his tribe.The city and the Chief may have been an influence on the name of the Red Wing (song)

 

Hibbing is a city in Saint Louis County, Minnesota, United States. The population was 16,361 at the 2010 census. The city was built on the rich iron ore of the Mesabi Iron Range. At the edge of town is the largest open-pit iron mine in the world, the Hull�Rust�Mahoning Open Pit Iron Mine. U.S. Highway 169, State Highway 37, State Highway 73, Howard Street, and 1st Avenue are five of the main routes in Hibbing. The Range Regional Airport offers daily commercial flights between Hibbing and Minneapolis, as well as hosting many private pilots and the Minnesota Department of Natural Resources fire fighting aircraft.

 

Sartell is a city in Benton and Stearns counties in the state of Minnesota that straddles both sides of the Mississippi River. It is part of the St. Cloud Metropolitan Statistical Area. The population was 15,876 at the 2010 census and 16,277 according to 2013 census estimates, making it St. Cloud's most populous suburb and the largest city in the central Minnesota region after St. Cloud.Sartell's largest employers have been the paper mill that started in 1907 as Pulp & Paper, became Paper Company in 1947, and lastly as Paper Sartell Mill, and DeZurik Water Controls, whose valve production plant is located in Sartell. The city also hosts a number of small businesses, including gas stations, restaurants, grocery stores, and salons.[18] In 2012 the Paper mill was severely damaged by an explosion and, due also to decreasing paper demand, was shut down and sold for parts. More recently the city has begun to urbanize, adding larger chain businesses such as in a newly developed area eventually to be the new downtown.

 

Buffalo is a city, located 40 miles northwest of Minneapolis in Wright County, Minnesota. The population was 15,453 at the 2010 census. It is the county seat.Minnesota State Highways 25 and 55 are two of the main routes in the city.

 

Ham Lake is a city in Anoka County, Minnesota, United States. The population was 15,296 at the 2010 census.

 

Otsego is a city in Wright County, Minnesota, United States. The population was 13,571 at the 2010 census.Minnesota State Highway 101 serves as one of the main routes in the city.

 

Bemidji (/b?'m?d?i?/ b?-MIJ-ee) is a city in Beltrami County (and county seat), in North West Minnesota, United States. With a population of 13,431 at the 2010 census, it is the largest commercial center between Grand Forks, North Dakota, and Duluth, Minnesota. Bemidji houses many Native American services, including the Indian Health Service. The city is the central hub of the Red Lake Indian Reservation, White Earth Indian Reservation and the Leech Lake Indian Reservation. Bemidji lies on the southwest shore of Lake Bemidji, the northernmost lake feeding the Mississippi River and, as such, is deemed ""the first city on the Mississippi."" Bemidji is also called the ""curling capital"" of the U.S.

 

Robbinsdale is a city in Hennepin County, Minnesota, United States. The population was 13,953 at the 2010 census.

 

Hugo /'hju?go?/ is a commuter town 14 miles (23 km) north of downtown Saint Paul in Washington County in the U.S. state of Minnesota. The population was 13,332 at the 2010 census. The city lies north of White Bear Lake on the border of the metropolitan boundary. Hugo and nearby suburbs comprise the northeast portion of Minneapolis-St. Paul, the sixteenth largest metropolitan area in the United States.Originally settled by French Canadians, Hugo early on established itself as a refueling station for the Lake Superior and Mississippi Railroad (later the Northern Pacific Railway). Located in Oneka township, the community was first named Centerville Station and finally Hugo. The village incorporated in 1906 and was officially incorporated as a city in 1972. After 2000, Hugo had absorbed significant suburban growth and development to become the thriving city it is today.The city's largest lake, Oneka Lake, is named for the Dako"

"

Sauk Rapids is a city in Benton County, Minnesota, United States. The population was 12,773 at the 2010 census and is 13,270 according to 2013 census estimates. It is located on a set of rapids on the Mississippi River near its couence with the Sauk River.Sauk Rapids is part of the St. Cloud Metropolitan Statistical Area.

 

New Ulm is a city in Brown County, Minnesota, United States. The population was 13,522 at the 2010 census. It is the county seat of Brown County.Located in the triangle of land formed by the couence of the Minnesota River and the Cottonwood River, the city is home to the Minnesota Music Hall of Fame, the Hermann Heights Monument, Martin Luther College, Flandrau State Park, and the Brewing Company. New Ulm is the episcopal see of the Roman Catholic Diocese of New Ulm.U.S. Highway 14 and Minnesota State Highways 15 and 68 are three of the main routes in the city.

 

Monticello (/?m?nt?'s?lo?/ MONT-i-SEL-oh) is a city in Wright County, Minnesota, United States. The population was 12,759 at the 2010 census.Monticello is located on the Mississippi River at the northern edge of Wright County. Each winter, hundreds of trumpeter swans nest near Mississippi Drive Park in Monticello, as the Mississippi River is heated from warm water discharged by the Monticello Nuclear Generating Plant.Monticello has many fine walking trails and parks, and it has one of the most impressive community centers in greater Minnesota. The facility is widely used by local residents.In anticipation of rapid population growth, Monticello created a comprehensive growth plan in 1996. A new high school was constructed in 1999. A new highway interchange was completed in 2006 on the east end of town, allowing residents full access to Interstate 94 from Wright County Road 18. Since 2002, many retail outlets have been constructed. This planned growth has also brought new auto dealerships, hotels, and industrial development. Monticello continues to attract new construction and business opportunities. A new Mills Fleet Farm store was planned for 2008, on the east end of Chelsea Road, but that endeavor was never realized. A 2004 annexation agreement with Monticello Township is expected to help sustain Monticello's growth for the next twenty years.

 

Vadnais Heights is a city in Ramsey County, Minnesota, United States. The population was 12,302 at the 2010 census.

 

Worthington is a city and county seat of Nobles County, Minnesota, United States. The population was 12,764 at the 2010 census.The city's site was first settled in the 1870s as Okabena Station on a line of the Chicago, St. Paul, Minneapolis and Omaha , later the Chicago and North Western (now part of the Union Pacific Railroad) where steam engines would take on water from adjacent Lake Okabena. More people entered along with one A.P. Miller of Toledo, Ohio, under a firm called the National Colony Organization. Miller named the new city after his wife's maiden name.

 

Mounds View is a city in Ramsey County, Minnesota, United States. The population was 12,155 at the 2010 census. It is part of the Twin Cities Metropolitan Area.U.S. Highway 10, County Road 10, and Interstate Highway 35W are three of the main routes in the city.

 

Cloquet (i/klo?'ke?/ kloh-KAY) is a city in Carlton County, Minnesota, United States, located at the junction of Interstate 35 and Minnesota State Highway 33. A portion of the city lies within the Fond du Lac Indian Reservation and also serves as one of three administrative centers for the Indian Reservation. The population was 12,124 at the 2010 census.

 

Rogers is a city in Hennepin County, Minnesota, United States. The population was 8,597 at the 2010 census. However, the population increased to over 11,000 upon the annexing of surrounding Hassan Township in 2012. The population of Hassan Township was 2,600 in 2010, giving the current city a population base of 11,197 as of the census. The center of population of Minnesota is located in Rogers . The city is a northwest suburb of the Minneapolis�Saint Paul metropolitan area.Located on either side of Interstate 94, with Minnesota State Highway 101 running north, Rogers has been teeming with growth for the past 20 years. The 2000-2010 (8,597) population growth rate was +139.6%.

 

North Saint Paul (abbreviated North St. Paul) is a city in Ramsey County, Minnesota, located east�northeast of the city of Saint Paul. The population was 11,460 at the 2010 census.North Saint Paul is a distinct city, and not a neighborhood of nearby Saint Paul. This fact also contributes to a major difference from typical suburbs; rather than being composed of new developments and urban sprawl, many of the structures in town are older, including a downtown area of brick storefronts.On the east side of the Margaret Street bridge over Minnesota State Highway 36 resides the 20-ton North Saint Paul Snowman. As the official city logo of North Saint Paul, it was constructed on Margaret and 7th Streets from 1971�1974 by Lloyd Koesling and moved to its current location in 1990.

 

East Bethel is a city in Anoka County, Minnesota, United States. The population was 11,626 at the 2010 census.Minnesota State Highway 65 serves as a main route in the city.

 

Alexandria is a city in, and the county seat of, Douglas County, Minnesota, United States. First settled in 1858, it was named after Alexander and William Kinkead. The brothers were from Maryland. The form of the name was meant to be like that of Alexandria, Egypt, a center of learning and civilization.The village of Alexandria was incorporated February 20, 1877. Its city charter was adopted in 1908, and it was incorporated as a city in 1909.W.E. Hicks was pivotal to the early development of the town. He purchased the townsite in 1868 and established a mill, hotel, newspaper, and store. He donated property for a courthouse, jail, and two churches: Methodist and Congregational. He served as the first postmaster in 1858.The population was 11,070 at the 2010 census.Alexandria is located near Interstate 94, along Minnesota State Highways 27 and 29. Lake Carlos State Park is ten miles north of Alexandria.In 2013, Alexandria was picked as a ""Top 10 Best Small Town"" by the Livability website.The city is known as a tourism center due to its many lakes and resorts. Tourism events include a Grape Stomp hosted by the Carlos Creek Winery every September, an Apple Fest in October, the Douglas County Fair every August, and Art in the Park every July. The city has a museum housing the controversial Kensington Runestone, which is thought by some to indicate that Vikings had visited the area in the 14th century. Outside the museum stands Big Ole, a 25-foot-tall statue of a Viking which was built for the World's Fair in New York City in 1964. The city hosts the annual Vikingland Band Festival parade marching championship.

 

Waconia (/w?'ko?ni??/ w?-KOHN-ee-?), a city in Carver County, Minnesota, United States, is located about 35 miles southwest of Minneapolis. Waconia surged in suburban development recently and grew to a population of 10,697 (according to the 2010 census).The town is home to the Waconia Sports Teams. Thousands of nearby city residents attend the Carver County Fair which is held in Waconia.

 

St. Peter is a city in Nicollet County, Minnesota, United States. The population was 11,196 at the 2010 census. It is the county seat of Nicollet County. U.S. Highway 169 and Minnesota State Highways 22 and 99 are three of the main routes in the city.St. Peter is part of the Mankato�North Mankato Metropolitan Statistical Area.

 

Mendota Heights is an affluent city in Dakota County, Minnesota, United States. It is a first ring southern suburb of the Twin Cities. The population was 11,071 at the 2010 census. Mendota Heights is listed among the highest-income places in the United States.Sun Country Airlines, Bellarcor.com and Mayflower Distributing, Inc. are headquartered in Mendota Heights.

 

Grand Rapids is a city in Itasca County, Minnesota, United States. The population was 10,869 at the 2010 census. It is the county seat of Itasca County.The city of Grand Rapids is named for the 3.5-mile (5.6 km) long local rapids in the Mississippi River, which was the uppermost limit of practical steamboat travel during the late 19th century. Today, those rapids are hidden underneath the dam of the Paper Mill.Historically, the local economy was based on timber harvesting, and to this day, Paper Mill, now owned by the Finnish-based paper company, has its papermaking facilities in downtown Grand Rapids, while located just outside of the city limits, produced oriented strand board until it ceased operation in September 2006.

 

Fairmont is a city in and the county seat of Martin County, Minnesota, United States. The population was 10,666 at the 2010 census.Fairmont has been home to Fairmont Motors, Inc, now part of Corporation, for a century. The company pioneered motorized section cars, later road-rail technologies as well as track maintenance machinery that revolutionized and mechanized rail track engineering.[citation needed] Its 100th anniversary celebration was held in the summer of 2009.

 

Big Lake is a city in Sherburne County, Minnesota, United States. The population was 10,060 at the 2010 census.U.S. Highway 10 and Minnesota State Highway 25 are two of the main routes in Big Lake.Big Lake is located 41 miles northwest of Minneapolis; and 27 miles southeast of St. Cloud.

 

Little Canada is a city in Ramsey County, Minnesota, United States. It is an inner ring suburb of the Twin Cities. The population was 9,773 at the 2010 census.

 

North Branch is a city in Chisago County, Minnesota, United States, located at the junction of Interstate 35 and Minnesota State Highway 95. The population was 10,125 at the 2010 census. It is named for the north branch of the Sunrise River, which flows through the city.

 

Arden Hills is a city in Ramsey County, Minnesota, United States. The population was 9,552 at the 2010 census. Bethel University and Seminary is located in the city of Arden Hills. Also, the campus of University of Northwestern-St. Paul straddles the Arden Hills � Roseville border. The headquarters of Land O'Lakes and Catholic United Financial, a fraternal benefit society, are located here as well.In July 2006 the city reached a tentative agreement with the U.S. Government to purchase a large portion of the former Twin Cities Army Ammunition Plant site for $45 million, a deal that could lead to a major new development that would include 2,400 new homes and 3,200,000 square feet (300,000 m2) of commercial space.The headquarters of Land O'Lakes is in the city.

 

Hermantown is a city in Saint Louis County, Minnesota, United States. The population was 9,414 at the 2010 census. A suburb of Duluth, Minnesota, it has been the only city in the county to report population growth as much of the area's residential and commercial expansion occurs there. Hermantown is located near the tip of Lake Superior.The eastern part of Hermantown has an appearance typical of a lower-density bedroom community, with large, leafy lots and occasional subdivisions. The car-oriented ""Miller Hill area"", or Miller Trunk Corridor of Duluth, has sprawled well past the city boundary line into this part of Hermantown. The western part of Hermantown is dominated by a more rural landscape, reminiscent of the past agricultural focus of the city. Hermantown's motto is ""The City of Quality Living "".Hermantown's current mayor is Wayne Boucher, who won a 2008 election against opponent Susie Stockinger. Mayor Boucher ran unopposed for a second mayoral term in 2012 and received 4,111 votes. There were 79 write-ins for mayor during the 2012 election.

 

Waseca is a city in Waseca County, Minnesota, United States. The population was 9,410 at the 2010 census. It is the county seat.Waseca is home to raphics which is the largest magazine printer in the United States.

 

Mound is a city in Hennepin County, Minnesota, United States. The population was 9,052 at the 2010 census. Mound is the birthplace of the Tonka truck, named after Lake Minnetonka. The Tonka Toys headquarters was originally in Mound, but moved to facilitate material deliveries.

 

Detroit Lakes is a city in the State of Minnesota and the county seat of Becker County. The population was 8,569 at the 2010 census. Its unofficial population during summer months is much higher, estimated by citizens to peak at 13,000 midsummer, due to seasonal residents and tourists.U.S. Highways 10 and 59, and Minnesota State Highway 34 serve as the primary routes through the city. Detroit Lakes is located 45 miles east of the Fargo�Moorhead ND-MN statistical metropolitan area. The nearest major metropolitan area with a population over 300,000 is Minneapolis�Saint Paul, which is approximately 205 miles southeast of Detroit Lakes.Detroit Lakes is a regional summer and winter recreation destination, attracting large amounts of tourists and seasonal residents each year. Its economy is fueled by seasonal population increases, with tourism being the area's chief industry along with agriculture.The city's economy is largely driven by summer tourism and seasonal population increases. A variety of health care services, retail stores, and service businesses are available to area residents and tourists. Detroit Lakes is home to approximately 15 chain and independent hotels. Numerous resorts in the area provide many additional units. The city's downtown offers a 135,000-square-foot (12,500 m2) shopping center, including Washington Square Mall. Most newer chain retail businesses, including discount and home centers, restaurants, and strip malls, are located along Highways 10 and 59. The city is also home to a number of various businesses servicing tourism ranging from sporting goods retailers to amusement parks and river tubing companies. With two industrial parks in the city's outskirts, it is also home to many manufacturing and industrial businesses, including Feed.

 

Thief River Falls, also called Thief River or TRF, is a city in Pennington County, Minnesota, United States. The population was 8,573 at the 2010 census. It is the county seat.Thief River Falls (and surrounding region) has been home to major industry including snowmobiles, farm machinery, and global electronics distribution. Thief River Falls was home to the headquarters of the Cycle Detection Warning System up until its shutdown on April 13, 2009.[citation needed]

 

Virginia is a city in Saint Louis County, Minnesota, United States, on the Mesabi Iron Range. The population was 8,712 at the 2010 census. According to a water tower in the middle of town, the city's nickname is the ""Queen City"", or ""Queen City of the North"".Virginia is located on the Mesabi Range, one of sub-regions within Minnesota's Iron Range. Virginia is considered the commerce center of the Mesabi Range.

 

East Grand Forks is a city in Polk County, Minnesota, United States. The population was 8,601 at the 2010 Census, making it the largest community in Polk County.It is located in the Red River Valley region along the eastern bank of the Red River of the North, directly across from the larger city of Grand Forks, North Dakota. The cities of Grand Forks and East Grand Forks form the center of the Grand Forks, ND�MN Metropolitan Statistical Area, which is often called Greater Grand Forks. The metropolitan area had an estimated population of 100,748 on July 1, 2013.

 

St. Anthony, also known as Saint Anthony Village, is a city in Hennepin and Ramsey counties in the State of Minnesota. The population was 8,226 at the 2010 census. About 5,000 residents live in the larger Hennepin County part of the city, while about 3,000 residents are in the Ramsey County part. The city is run by a five-member Council consisting of a mayor and four Council members who serve 4 year terms.St. Anthony was also the name of the older twin city of Minneapolis, located across from downtown Minneapolis on the east bank of the Mississippi River. Minneapolis and St. Anthony merged in 1872. There is also a city named Saint Anthony in Stearns County.

 

Little Falls is a city in Morrison County, Minnesota, United States, near the geographic center of the state. Established in 1848, Little Falls is one of the oldest cities in Minnesota. It is the county seat of Morrison County. The population was 8,343 at the 2010 census. Little Falls is the location of the boyhood home of Charles Lindbergh. Just across from the home is Charles A. Lindbergh State Park, named after Lindbergh's father, prominent Minnesota lawyer and U.S. Congressman Charles August Lindbergh.The town was named after falls that were located on the Mississippi River, which travels through the town. Several attempts to build dams over the falls took place throughout the town's history, some of which powered saw mills in the nineteenth century. Today, the Little Falls Dam serves as a hydroelectric station that generates power for the surrounding area.

 

Cambridge is a city in Isanti County, Minnesota, United States, located at the junction of Minnesota State Highways 65 and 95. The population was 8,111 at the 2010 census. It is the county seat of Isanti County. It is located along the Rum River and the BNSF . Cambridge is notable for having the highest percentage of Swedish Americans of any city in the United States with a population of over 5,000 people.Cambridge is a local commercial center. The recently expanded Cambridge Medical Center serves as the regional health care center.

 

Oak Grove is a city in Anoka County, Minnesota, United States. It is north of Minneapolis. The population was 8,031 at the 2010 census.

 

Lake Elmo is a city in Washington County, Minnesota, United States. The population was 8,069 at the 2010 census.Much of the area within the city limits is still farmland, so that the city has a rural feel to it. However, the city density is likely to increase substantially over the next 15 years, due to a new city plan ordered following loss of a lawsuit against the Metropolitan Council, a regional planning authority.

 

Victoria is a city in Carver County, Minnesota, United States. The population was 7,345 at the 2010 census.

 

Mahtomedi (/m??to?'mi?da?/ mah-toh-MEE-dy) is a city in Washington County, Minnesota, United States. The population was 7,676 at the 2010 census. Mahtomedi is considered to be a suburb of St. Paul, and is located between St. Paul and Stillwater.The city name is from the Dakota for Bear (mahto) Lake (mde).

 

Crookston is a city in the State of Minnesota. It is the county seat of Polk County. The population was 7,891 at the 2010 census. It is part of the ""Grand Forks, ND-MN Metropolitan Statistical Area"" or ""Greater Grand Forks"".Crookston is the episcopal seat of the Roman Catholic Diocese of Crookston. Since Crookston is close to the larger city of Grand Forks, North Dakota, many people who live in Crookston commute to jobs in the Grand Forks area.

 

Orono (/'?r?no?/ ORR-?-noh) is a city on the northern shores of Lake Minnetonka in Hennepin County, Minnesota, United States. The population was 7,437 at the 2010 census.

 

Baxter is a city in Crow Wing County, Minnesota, United States. The population was 7,610 at the 2010 census. It is part of the Brainerd Micropolitan Statistical Area.Minnesota State Highways 210 and 371 are two of the main routes in the city.

 

Wyoming is a city in Chisago County, Minnesota, United States. The population was 7,791 at the 2010 census.

 

Shorewood is a city on Lake Minnetonka in Hennepin County, Minnesota, United States. The population was 7,307 at the 2010 census. The city was incorporated in 1956. Its area was originally part of the former Excelsior Township as were the nearby cities of Excelsior, Tonka Bay and Deephaven. State Highway 7 serves as a main route.

 

New Prague /'pre?g/ PRAYG is a city in Scott and Le Sueur counties in the state of Minnesota. The population was 7,321 at the 2010 census.The city is named after Prague, the capital of the Czech Republic, and the city and surrounding area reflect the Czech origins of many of their first settlers.

 

St. Francis is a city in Anoka County, Minnesota, United States. The population was 7,218 at the 2010 census.Minnesota State Highway 47 serves as a main route in the city. Other routes include Ambassador Boulevard.

 

Albertville is a city in Wright County, Minnesota, United States. The population was 7,044 at the 2010 census.Albertville is the home of Albertville Premium Outlets, an outlet mall.

 

Belle Plaine is a city in Scott County, Minnesota, United States. The population was 6,661 at the 2010 census.

 

Minnetrista is a city in Hennepin and Carver counties in the U.S. state of Minnesota. The name Minnetrista is said to owe its origin to the Dakota language, in which minne means ""water"" and trista means ""crooked."" The city is generally rural and still has material agricultural activity, involving corn, beans, hay and horses. The city can be described as on or near the boundary between the suburbs and rural areas, and it faces pressure in favor of and against development. Local politics often involve that question. The population was 6,384 at the 2010 census. Crown College is situated along Minnetrista's southern boundary.

 

Litchfield is a city in and the county seat of Meeker County, Minnesota, United States. The population was 6,726 at the 2010 census.Litchfield is among the largest of a series of ""whistle stop"" towns built along a extending west from Minneapolis in the nineteenth century. U.S. Highway 12 follows the rail route, which is still active.The city is named after English capitalist E. Darwin Litchfield, a major stockholder of the Saint Paul and Pacific Railroad.

 

Waite Park is a city in Stearns County, Minnesota, United States. The population was 6,715 at the 2010 census. It is part of the St. Cloud Metropolitan Statistical Area.

 

St. Joseph is a city in Stearns County, Minnesota, United States. The town began as a German settlement in 1854, and officially became a city in 1890. The population was 6,534 at the 2010 census. It is home to the College of Saint Benedict.St. Joseph is part of the St. Cloud Metropolitan Statistical Area.

 

Spring Lake Park is a city in Anoka and Ramsey counties in the state of Minnesota. The population was 6,412 at the 2010 census. The city is located mainly within Anoka County. Minnesota State Highways 47 and 65 and County Highway 10 are three of the main routes in the city.

 

International Falls is a city in and the county seat of Koochiching County, Minnesota, United States. The population was 6,424 at the 2010 census.International Falls is located on the Rainy River directly across from Fort Frances, Ontario, Canada. The two cities are connected by the Fort Frances � International Falls International Bridge. Voyageurs National Park is located 11 miles east of International Falls. There is a major U.S. Customs and Border Protection Port of Entry on the International Falls side of the toll bridge, and a Canadian Customs entry point on the north side of the bridge.International Falls has the nickname ""Icebox of the Nation"", and with 109.4 days per year with maxima below 32 �F (0 �C), the airport has the most such days of any incorporated city in the contiguous US, just shading nearby Duluth and Houghton.

 

Kasson is a city in Dodge County, Minnesota, United States. The population was 5,931 at the 2010 census. The city is located 13 miles (21 km) west of Rochester, Minnesota along U.S. Highway 14 and is one of the endpoints of Minnesota State Highway 57. The Dakota, Minnesota and Eastern Railroad's main freight rail line also runs through the city. Kasson shares a school system with nearby Mantorville, Minnesota (the ""K�M Komets""). The K�M school system is a member of the Zumbro Education school district (ZED). Kasson is part of the Rochester, MN Metropolitan Statistical Area.

 

"

 

Your Company may become aware of truck factoring but your company may well not know exactly what it is or even more importantly exactly what it might do for your company. Staffing Factoring also known as accounts receivable financing is a type of asset based lending that can increase a company's short-term cash flow. It is not a loan; no debt is taken on by freight brokerage factoring ,and the funds are unconstrained. Bill Factoring Freight Companies in Discount Receivables Minnesota Factoring Company at Staffingresource.org- delivering cash flow financing services minnesota-factoring-company

Staffingresource.org-Minnesota Factoring Company

Minneapolis

Minnesota

Bill Factoring Freight Companies

This implies that a trucking firm can pay off the paychecks of the staff, keep all the vehicles topped off with fuel and continue to surmount, progress and expand without constantly waiting for the cash which is taking too lengthy to come in. Trucking Firms running without a factoring program put in place are leaving themselves at considerable risk, as competitors cash out quickly and carry on to expand.

 

 

Factoringcompany.Me

Factoring Companies

For the reason that, depending on the scale of the project, it can take up to 60 days for several companies to get paid then it's essential to cover up your own back and definitely not leave yourself funds short to settle the expenses. After all, how many enterprises have two months profits just lying there to handle all their expenses until they earn?

 

 



Factoredinvoice.Org

 

Once primarily a producer of raw materials, Minnesota's economy has transformed to emphasize finished products and services. Perhaps the most significant characteristic of the economy is its diversity; the relative outputs of its business sectors closely match the United States as a whole.

 

Invoice Factoring Company Companies

This implies that a trucking firm can pay off the paychecks of the staff, keep all the vehicles topped off with fuel and continue to surmount, progress and expand without constantly waiting for the cash which is taking too lengthy to come in. Trucking Firms running without a factoring program put in place are leaving themselves at considerable risk, as competitors cash out quickly and carry on to expand.

 

 



Factoredinvoice.Org

 

 

 

Financial Factoring Companies

 

Financial Factoring Companies

 

At one time or another, every company, even successful ones, have experienced bad money flow.

Money flow does not have to be an issue any more. Do not be deceived -- banks are not the only locations you can get financing. Other solutions are available and you do not have to borrow. What is trucking factoring ? One solution is called trucking factoring. Trucking Factoring is the process of offering invoices to a financier rather than waiting to collect the cash from the customer. Oh, the Irony- Truck factoring has an ironic difference: It is the monetary backbone of numerous of America's most successful businesses. Why is this ironic ? Since commercial factoring is not instructed in business colleges, is rarely discussed in company plans and is relatively unidentified to bulk of most of American business individuals.

Yet it is a financial process that releases up billions of dollars every year, allowing thousands of companies to grow and succeed. FACTORING has been around for thousands of years. Invoice Factoring Companies are financiers who pay money for the right to get the future payments on your invoices. An overdue receivable or invoice has value. It is a financial obligation your client has agreed pay in the near future. Factoring Principals--Although factoring offers solely with business-to-business transactions, a large portion of the retail company utilizes a factoring principal. MasterCard, Visa, and American Express all use a form of factoring in their retail deals. Utilizing the purest meaning of the word, these big consumer finance business are really just large Commercial Factoring Companies of customer paper. Think about it: You make a purchase at Sears and charge it to your MasterCard. The store gets paid practically immediately, although you do not pay until you are ready.

For this service, the credit card company charges Sears a charge (typical common normal fees range from 2 to four percent of the sale). The Advantages Accounts Receivable Factoring can provide many advantages to cash-hungry business. Instead of waiting 30, 60, 90 days or longer for payment on an item that has actually already been provided, a company can factor (sell) its receivables for money at a little price cut off the amount of the invoice. Payroll, marketing efforts, and working capital are just a few of the company requirements that can be satisfied with instant  cash.

Receivable Funding offers the means for a manufacturer to replenish stock and make more items to sell: There is no longer a requirement to wait for earlier sales to be paid. Receivable Loan Financing is not just a cash management tool for manufacturers: Practically any type company can benefit from Receivable Loan Funding. Typically, a business that extends credit will have 10 to 20 percent of its annual sales tied up in accounts receivable at any given time. Think for a moment about how much is bound in 60 days' worth of invoices: You can not pay the power bill or this week s payroll with a customer s invoice, but you can offer that invoice for the money to meet those obligations. Using truck factoring companies is a fast and easy procedure. The factoring company buys the invoice at a price cut, usually a few portion points less than the face value of the invoice.

http://Accountreceivablecompany.Com/

 

Minnesota Factoring Company

Please call our
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1 - 888-239-9162
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The United states Trucking Organization
mentions that there around
200,000 work with truck
businesses and
276,000 personal providers trucking
firms certified to
run in the States that transported,
according to their most current searchings for billions of
items, supplies and
standard products .
There are numerous common
carriers either going solo or in
groups on our nation
highways transporting these
vital products to our
shops, manufacturing facilities and shipping ports.

And  truck factoring
businesses aid
countless of them and offer their
receivable loan services
nationwide including
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

Minnesota Factoring Company

 

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Commercial factoring company Calculator
This calculator will show you how much you will make by using our commercial factoring company . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our commercial factoring company
Enter the principal balance of your commercial factoring company
(call your commercial factoring company lender and ask for the current payoff amount):
Enter the amount of your monthly commercial factoring company payment:
(invoice amount):
Enter the your commercial factoring company's current interest rate:

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

If you're like most drivers, you're looking for a better company in trucking that might be offering the best jobs in terms of pay, freight, and hometime ' not to mention benefits or a sign on bonus. We've got all of our clients listed based on the states where they're hiring, so you can quickly find the best job in your home state. You'll see the very best nationwide trucking companies that have positions available.

 

Searching for the right trucking companies to move your freight can be tough, with the large amount of local, regional, and national truck carriers out there. Center helps make freight shipping simple, finding you the safest, reliable trucking companies every time you ship. Trucking companies are licensed and insured to carry freight safely and efficiently across the country, no matter the size or type of freight you need to ship.Plus, with the high volume of freight we move, we will work to get you the best freight rates possible. Simply enter in a few details below and you�ll see instant freight rates from all the top trucking companies in one easy screen

 

If you're like most drivers, you're looking for a better company in trucking that might be offering the best jobs in terms of pay, freight, and hometime ' not to mention benefits or a sign on bonus. We've got all of our clients listed based on the states where they're hiring, so you can quickly find the best job in your home state. You'll see the very best nationwide trucking companies that have positions available.

 

Click below to find Trucking Companies in the United States:

Trucking Companies serving to/from points within the United States,
categorized by services offered. United States Trucking
Companies will be listed under all categories in which they provide specified Trucking Services.
To find companies offering specific Trucking Services in the United States, click on the list of services below.

If you're like most drivers, you're looking for a better company in trucking that might be offering the best jobs in terms of pay, freight, and hometime ' not to mention benefits or a sign on bonus. We've got all of our clients listed based on the states where they're hiring, so you can quickly find the best job in your home state. You'll see the very best nationwide trucking companies that have positions available.

 

 

 

View Our Trucking Factoring Videos For More Information

 

 

http://medicalaccountsreceivable.org

 

 

Invoice Factoring Companies Reviews at Medicalaccountsreceivable.Org

 

 

 

Why Some Company Owners Almost Always Make Money in

 

"

�So, this is not a loan?� Karl Weaver asked as he leaned back in his chair, crossing his legs. The woman sitting across the desk from Karl smiled at him, shaking her head.�Not quite,� she said.Karl was the owner of a small trucking company which had fallen on some hard times recently. Certainly the trucking business can be an extremely profitable venture, and for many years it had been that way for Ricky. His company was called Howard Trucking, named after both of his grandfathers, Don and Alfredo. Both of these men had been very hardworking and had set a great example for Ricky.Disaster had struck half a year ago, when two trucks in Ricky�s fifteen truck fleet went down. One was involved in a very costly accident, and the other simply rolled over, and headed to the trucking graveyard. Karl depended on his full fleet, and missing two trucks was devastating . In addition, he just did not have the available cash to buy a new truck, plus repair the other one.Paying of bills in the trucking industry is always a major cause for concern for businesses.

 

You could go a month or more before bills were completely paid off. In the long run, this wasn�t an issue, but if problems arose, you could find yourself in trouble.Karl wasn�t a bad owner, and he hadn�t messed up. Certain events had occurred that he could not possibly have predicted, and now he had to find a way to protect his business and prevent it from ultimate devastation.That�s where the woman across the desk came in. Karl knew she was employed by a Factoring company and that her name was Heather. Karl had come across her company as he sat in his office late one night, pouring over the internet for some solution to his problem long after his employees had gone home.Heather explained. �It�s not a loan, we purchase your accounts receivable. We aren�t giving you money to be paid back later, we�re buying something from you, and you can buy it back when you can. This is a win-win situation: we are protected from a total loss, and you're protected from the ridiculous fees and charges you'd have to pay if you borrowed from a bank.Karl agreed. It sounded good to him, almost too good.Heather laughed. �You look like you don�t believe me,� she chuckled.�Oh no, I do: it just sounds too good to be true. I actually thought I might end up losing my business.�Heather smiled, agreeing. �We get that a lot. There's no way we want to see you lose your business. You work hard, you�ve put everything you can into it. We all need help sometimes. That's why we do what we do.""Well, I'm very grateful that you came to see me today.""It�s right down the road, usually we do it all online, but I didn�t mind swinging on by today,� Heather said with a smile. �Let's work out a solution to your problem.�And with that they set about making a profile.

 

Karl filled the form out, with Heather available to help him if he needed it. The completed profile gave Heather and her company all the information they needed on Ricky's business, and with this information they would determine if this business would in fact be suitable for Factoring. In truth, not all companies were. Some businesses are beyond the help of a Factoring company, while other businesses weren't in enough financial stress to warrant it. As Karl completed his form, Heather listened to his story and she felt quite sure he would be the ideal candidate for Factoring.Heather took the completed form and placed it in her briefcase. Standing up, she reached over the desk and shook Ricky's hand. He also stood up, and they smiled at each other. They said their goodbyes and Karl walked her to the door, and then returned to his office.His employees were there, seven who worked in the office, and as he sat behind his desk once more he heard the familiar clack of fingers on keyboards, the electronic whine of the copy machine.He leaned back and closed his eyes. He felt so drained: he had been flailing helplessly for so long, he just knew his business was going to collapse and probably take him with it. But now, after speaking to Heather and learning all about Factoring, he felt such a huge relief, like someone had just lifted a huge weight off his shoulders. He relaxed into his chair, running his hand through his thick black hair with its telling streaks of grey.All those long, sleepless nights. The terrifying panic attacks that occurred regardless of where he was. Already he could feel all the stress start to drain away. He knew it wasn't over yet and that there was still a way to go, but he could just feel everything start to change for him. He was still here; he knew this was the right path for him, and he felt proud that he had taken the appropriate steps to sort out his problems.His mind wandered back to the very beginning, when he first started his business. He had opened a restaurant at age twenty two when he was fresh out of school. It had been successful. Home cooking in his hometown, and he had done very well.But it wasn't what he really wanted to do. His passion didn�t lie with the food industry. He thought long and hard, and then he decided to sell the restaurant. He took half a year off, and in that time he thought to start Howard Trucking. And that's exactly what he did. Once again he built a company from the ground up. The business had been an instant success.And then the trucks went down, and his success looked to be in flux. He was about to turn fifty. He didn�t think he had it in him, to save this company. But he couldn�t give up. Just the thought of shutting down, cutting his losses, laying off his workers - the whole thing made him physically sick some nights. He didn�t know how to say quit.And now it seemed as though he would not have to - all because of Factoring. Ricky's eyes opened, he sat forward in his chair and turned on his computer. He had lots to do. There would be plenty of time later to be thankful, but for now it was time to get back to work.

 

"

 

 

 

 

More Factoring Trucking Business -Articles

Invoice Factoring Companies Reviews at Medicalaccountsreceivable.Org

 

 

 

Freight Invoice Factoring

 

"

Since the mid 1980s Ryan Truck & Haul have been successfully running their freight business. They've delivered goods for nearly every major industry in the nation and for 20 plus years, business was booming as they've traversed the country in all weather for all clients. During the boom times from 2002 to 2007 Ryan Truck & Haul was the mastermind of a top-rated accounts receivable in the trucking industry. Very few customers were behind on their bills, and those customers who were late turned in their overdue payments within an acceptable time frame. Cash was flowing and times were good for all.It was just one year later, in 2008, when the economy in the United States took a sharp decline, and both large and small businesses started to notice the squeeze on their pocketbooks: everyone had suddenly gone silent. Business slowed down. And worse yet, Ryan had noticed during the early part of 2008 that though the bulk of their clients were always on time with payments, the few late-bloomers there were, had seemingly started to spread this illness. And as spring turmed to summer and summer into the early days of fall, Ruben Lewis, CEO of Ryan felt a chill go down his spine whenever he would look at the weekly A/R reports. The numbers of clients who owed him back debt were growing.He had gone to his administrators and asked them what the problem had been. Were they doing something wrong or different when it came to reaching out to delinquent accounts? When checking his bookkeeper's records this was definitely not the case. Perhaps he was losing his customers to his competitor, who seemed to offer very low prices with no guarantee of quality or performance, and these clients who were in debt to his company had possibly disappeared leaving him stranded. Perhaps they were unable to pay their debt to him, but were able to meet the costs of a lesser service. But after doing the cursory research for this and talking to friends in the field, he found that alas, no, customers of Ryan hadn't gone elsewhere. The had just gone!.To Ruben Lewis the situation looked desperate. He had employees to pay, goods to ship, trucks to maintain and overhead that was almost unbearable when compared against the lack of funds that were coming in. At night he would speak to his wife Tara and shake his head in frustration.

 

""Lin, I have a really bad feeling,"" he would say with deep woe.""What could you do differently?"" she would ask.Ruben would stare off into the distance, and then slowly close his eyes. He could see the fleet of trucks he had purchased over the years. He could see them traveling, bringing goods to all of his clients. But somewhere, a haze would form over his fleet and the vast number of vehicles would disappear to but a few. Why couldn�t he work out how to resolve this financial problem with his business?""I think I know what it could be,"" Ruben said. ""I've relied too long on the profits I receive from invoices alone. For too long I've been allowing our clients to let their accounts become overdue."" All Tara could do was hold his hand and look at him tenderly. 'We know it is a difficult economy at the moment - perhaps it will take a while for people to get on top of their bills'.""Ruben knew very well that Tara was only trying to help, but his responsibilities weighed heavily on his shoulders and he knew he had better do something soon to resolve this situation.The following day Ruben walked into his office with a spring in his step, determined to call each and every client who owed money to Ryan Truck & Haul. Now, it wasn't the most efficient way to spend a day as a chief executive, what he really needed to be doing was to be overseeing all of the other intricacies of shipment and delivery and reaching out to prospective clients or retraining his sales team to do the same. Even though he was doing something to help his company, he knew he had folks on salary to do just this thing. A waste of time - a waste of money - he had the best intentions, but all the while Ruben was realising just how much trouble he was in.After a half day of contacting debtors in vain - they dodged his calls or promised to call back at worst or made minimal interest-only payments at best - he was about to throw in the towel when his secretary Annerley knocked at his door.

 

""Ruben, can I have a word?"" she asked standing in the doorway.

 

""Of course Ann, please come in."" Ruben leaned back in his chair and looked expectantly at Annerely.""Well, I did a little searching this afternoon and tried to figure out a way out of this mess Ruben."" She opened up a folder she had been carrying and pulled out a small wad of papers, placing them on the desk in front of him.""Have you ever heard the word factoring?"" she asked.""It does sound vaguely familiar. What is factoring""? he asked.She began, ""Well, it is really very simple. So basically, factoring invoices would enable us to get paid on the nose for loads that we haul.""Immediately?"" Ruben interrupted.""Yes, immediately,"" she continued, ""In a nutshell, it is pretty easy. We start by having a professional account manager review our figures and help us set up a company profile. That profile will also include investigating our accounts receivable aging reports, our existing customer credit limits and so on. Additionally, the factoring will help to determine the creditworthiness of our customers independent of their credit history with our business. It�s a broad view.""Ruben replied cautiously ""I see - and what happens then?""Well, after their review, and we�re approved for a factoring contract, we can negotiate terms and conditions. You'll be surprised at the amount of flexibility, all dependent upon the credit histories and business volume.

 

The company will advise us the cost to purchase factoring for our company's accounts receivable. The funding commences once we�ve arrived at an agreement.�Ruben leaned forward and reviewed the paperwork closely.""I do not know, Ann - it just sounds too good to be true"", Ruben said quietly.""Yes, I know; that's exactly what I thought at the beginning. But really, they have guaranteed us experts that do all the legwork, which would free us up here to focus on our clients in good standing and marketing, all that good stuff. They appear to be very flexible, Ruben,"" she underlined a paragraph on the paper before him.""Just how flexible?"" asked Ruben.""It seems that they personalize their factoring charges so that the amount they're prepared to work with is commensurate with our client's debt and our needs. Apparently they can figure this all out in two to four days.

 

""That sounds pretty good, seeing as we tapped ourselves out with bank loans last year to repair the fleet and money sure is tight. it is imperative that we keep the business rolling as usual, and every day we go unpaid we are getting closer and closer to dealing with some serious issues in both the short term and the long term,"" said Ruben.He took a deep breath and looked at his secretary with something she recognized as hope.""Exactly�. This could very well be the answer to resolving the problems we are having with these clients who still owe us money.""Ruben took a moment to think about this solution, and agreed with his secretary. The clients who owed them money were long standing friends and professional resources of Ryan. Ruben wasn't prepared to lose these relationships just because they were having financial issues at the moment. Ruben knew that the economy had taken a hit and he knew that it would probably be a long time before things started to look up again. That unknown amount of time could create a disaster situation for both of them if he wasn't careful in how these debtors were handled. Of course he did not want to lose any more money, but he did not want to lose business either.""Let me go over this tonight Ann, and thankyou."" Ann stood up and left Ruben's office, with the nice feeling of knowing that she may just have solved a very serious problem.Ruben sat behind his desk and looked over the details Ann had not mentioned in their meeting. What other issues could freight factoring help Ryan with? With his pencil gliding down the sheet he noticed that the factoring company could help fray the cost of fuel with fuel discount cards and fuel advances. In fact, Ryan could receive up to fifty-percent cash advances upon load pick-ups. Ruben was a typical business man: he despised binding contracts that did not allow room to breathe, so he was pleasantly surprised to see that the factoring company did not require a long term contract, that there was no minimum volume required, and that there were no sign-up fees.""Well, I'll have to tell Felix about this,"" muttered Ruben to himself.His son-in-law Felix had liked the idea of Ryan so much and revered his father in law for having such business acumen that only two years before, he had gathered the venture capital to begin his own transportation service company. At that time Ruben knew the struggles Felix would face, but he still encouraged him to follow his dream. With the economy the way it was, if an established company such as Ryan was struggling then the little guys, like Felix, were going to be in even more trouble. But, maybe the answer for both of them was in freight factoring, and Ruben was going to find out very soon.Some months later, having successfully gone through the entire process of the application, having experts study his credit history and statements and review his accounts receivable, Ruben found that he was starting his journey out of the despair which had been created for him by his delinquent account holders.They took on reasonable factoring purchase contracts and stopped spending their precious man hours scrambling to collect debt. They took that time and refocused effort to offering competitive prices in new territories. Ruben looked back on the dismal months of life before freight factoring and almost shuddered at the thought. Had he missed the boat on this one, he probably wouldn't be in business today.

 

"

 

 

 

 

 

 

More Why Some Company Owners Almost Always Make Money in -Articles

 

 

Invoice Factoring Companies Reviews at Medicalaccountsreceivable.Org

 

 

 

Trucking Factoring Companies Reviews

 

The key reasons why Truck Agencies Use Factoring Firms.

 

As the owner of your own company, you may perhaps be more than mindful already of the hardship in making sure that capital concerns do not become a difficulty down the line. Anyway, the most awful thing that can potentially transpire for your establishment is to find yourself embroiled in a long and hard predicament that leaves you forever looking for the finances you are in need of on an ongoing manner.

 

For any kind of firm in this predicament, the trouble can come for waiting for work to lapse and actually be paid out into your balance. Bill of sales, checks, and the like could take a while to actually to beprocessed which may leave you with short-term cash flow troubles. Luckily, there are approaches out there for businesses to examine-- and just one of these is factoring firms.

 

Factoring agencies will, in substitution for your accounts, give you with the money right away so you do not have to fret about the delaying time frame which could make paying off the expenses and obtaining materialsmore tough. With this style of arrangement, invoice factoring can come to be exceptionally practical for lots of establishments who ought to get out of a cash lure which they have discovered themselves in.

 

Considering that, depending upon the size of the project, it can take up to 60 days for many enterprises to get paid out then it is vital to take care of your own back and certainly not leave yourself money short to settle the expenses. After all, how many companies possess two months revenue just lying there to pay for all their overheads till they earn?

 

This is primarily true of trucking firms. They often manage great deals of statements which means a significant quantity of collection period concerns business owner themselves. Striving to get paid promptly can come to be an unbelievable headache and this is precisely why you employ trucking factoring providers who are thrilled to help out truckers exclusively.

 

As all of us know, trucking is an unbelievably massive field with many companies out there utilizing hundreds of operators. Sadly, several of these drivers land up in income issues for the reason that they are still waiting for work from six weeks ago to actually pay them. When this is the scenario for a trucking company, resorting to factoring firms for solutions may be the finest option left.

 

This means that a trucking company can pay out the wages of the workers, keep all the trucks refilled with gas and continue to surmount, thrive and expand without constantly waiting for the money which is taking too prolonged to come in. Trucking Firms functioning without a factoring program used are leaving themselves at considerable danger, as rivals cash out fast and continue to grow.

 

There's honestly nothing at all to be distressed about when it comes to using a Factoring establishment-- they usually are not like a banking company or somebody who is going to leave you with a big stockpile of financial obligation to pay back. You give them authentic invoices from job you have already wrapped up , you are merely speeding the repayment process.

 

In the Usa, where truck firms thrive, factoring providers are not considered accepting loan of in any capacity. This confidential contract then enables both parties to benefit and indulge in a good future-- it provides the factoring business a warranted asset of cash flow to add to the list and it furnishes the trucking business the required money that they worked hard to acquire.

 

The trucking firm gives their accounts to the factoring business. The trucking factoring firm then take the payment amounts from the trucking company's clients. Factoring has beenaround for hundreds of years and has been utilized for long times by lots of different business-- but none exceeding so than truckers. While you might possibly lose out on a small part of the money, something like 1-3 % depending on who you work with, it means that you are acquiring the cash today and can actually begin putting the resources to work.

 

After all, an IOU or an invoice is certainly not going to fund bills, is it? For trucking establishments when the cash can be excellent one day and gone the next, it is up to the drivers to work prudently and to ascertain they are leaving themselves with a notable volume of time and money to get through the week till they are handed over once again.

 

So the next occasion your trucking business is bearing some temporary capital troubles and you are spending a lot of time chasing slowly paying customers, why not start off looking into employing a factoring businesses as a way to get your cash and give yourself a more at ease future in the eyes of your trucking team and your bank balance?

 

 

 

 

 

 

 

More Trucking Factoring Companies Reviews -Articles

 

 

 

Minnesota Factoring Company

 

 

 

Invoice Factoring Companies Reviews at Medicalaccountsreceivable.Org

 

 

 

Freight Factoring Companies For Brokers

 

"

Factoring in the Future of a Trucking Business: A Story The phone was ringing on his desk, and Travis Marshall just sat there letting it ring. He let his morning coffee cool and left his cigarette to ash itself in the tray, because he is trying to make the biggest decision ever for his trucking company. Marshall Trucking Company was at a turning point of growth and Travis had to decide if signing with a factoring company was the right way forward.

 

Travis�s father had started as an owner-operator and had grown Marshall Trucking Company into a fifteen trailer fleet over forty years. There had been some hard times when it seemed everything was going to go under and even Travis�s mother strapped herself into a cab to make hauls. His father had lived long enough to witness the price of hires drop during the recession and watch the eruption of fuel prices afterwards. But now things were different: the company was in Travis's hands and he needed to ensure that this business would be left in great shape for his sons.

 

There just never seemed to be enough money to go around, and certainly no spare cash, but to move his company successfully into the future he needed a steady and reliable cash flow. His employees needed to be paid. They all have families and the usual household bills. A few of the refrigerated trailers really needed some maintenance, and in order to stay competitive he really wanted to invest in specialized haulers to meet the increasing requests for loads of agricultural and energy equipment. Every time he had to turn down a request, Marshall Trucking looked weak in a very strong market.

 

His father would have told him to wait and to take his time adding on new technology. Travis chuckled, thinking about his father. He remembered when his father was totally against installing GPS units in the cabs. His Dad would say ""Why on earth do you need some stranger telling you to get off the exit that everyone knows has been there for years?� He smiled to himself as he remembered his father poking fun at the other drivers who switched to automatic, even though automatic was quite obviously more efficient (though less manly). His father days were long gone and technology was actually an important improvement for the business such as having Qualcomm to cut down on fruitless time communicating on the phone for bills of lading.

 

Travis knew he was right in his forward thinking. What would be the next step for Marshall Trucking? More importantly, how could he afford it? Funding was all tied up in the mortgage for the office and garage and in the fuel bills. Thankfully he'd just finished paying off the bank loan for the installation of satellite radio in the trucks.

 

But was factoring the answer? If he was being honest, he did not really understand how it all worked. It sounded like a ninth grade math problem and he wondered how this would fit into the trucking business. Factoring companies buy your invoices and manage your accounts receivable for a certain percentage of the invoiced amount. In return, the factoring company pays the trucking business straight away, providing immediate cash flow for the business to pay staff, purchase fuel, and do any repairs or maintenance. Without the assistance of factoring, you have to wait for customers to send you the payment which is often 30 days late. During those thirty days the trucking company cannot pay its employees and bills with invoices.

 

Travis had to really consider what his next step was going to be. Travis had heard that there were companies that charged for same day money transfers and would only advance a percentage of the money owed to your company while holding the rest in a private account if they didn�t get their bill payment within 60 or so days. Worse still, if the customer defaulted on payment, the factoring company takes it out of the money supposedly coming to you! Through the grapevine, he�d also heard about how some companies suddenly slipped you onto a sliding scale of percentages even if you had already signed a lengthy contract for maybe 3% or 7% so there you are with 10% coming as a cost to you out of the freight bill. His friend Ronnie who had a trucking business in Missouri, was run nearly into the ground by a factoring company that charged him the full freight bill on top of the factoring fees. He knew he would have to be very careful if he was to avoid any of these shady companies?

 

However, it all turned out to be very simple. All the factoring companies he researched were open about their business practices and very friendly on the phone when he called. Their customer service actually knew things about their company and spoke in nice clear English so he could understand what was being explained. He didn�t mind signing an exclusive contract. In fact, he was quite pleased with the idea of a long-term contract because he knew this was a one-off and he would not have to keep going back and forth to different companies. Nobody charged him for credit checks and they offered him a fuel advance on the pick-up of the load. In fact there were a few companies who offered him a non-recourse factoring program, and this was exactly what he had been hoping for. Also he was happy to hear how much he was offered in terms of percentages on the freight bills. It sounded like a great scheme to him.

 

It was really refreshing dealing with the factoring people. They were extremely helpful and more personable than the bank staff. He was relieved to note that the factoring companies understood the trucking business and discussed business with him like a respected client, not like someone looking for a handout. The factoring companies didn�t worry over his credit and the debt troubles his father had had in the past of the company. Factoring was based on the credit of his customers and on their reliability which worked well for Travis because he and his father had built up good strong relationships over decades with their list of clients. He knew immediately that there would not be any problems when they were contacted by the factoring company regarding their invoices. His clients would not have any problems, nor would they think poorly of Marshall Trucking, because the factoring companies handle themselves in such a polite and professional manner, similar to the way his father had managed the business in the past.

 

Travis stepped out of his office to let his secretary know to expect the arrival of the factoring contract shortly. There was a new bounce is his step now: he knew instinctively that this new step would raise the future of his company to a new and higher level, and that all the stress from the past could now be put behind him. He suddenly realized that, with this new cash flow, he could actually expand Marshall Trucking Company and who knows, move into Canada, which had always been his dream. His heart felt full knowing his sons wouldn�t have to worry about money because of the right decisions he had made for their trucking business.

 

"

 

 

 

 

 

 

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Transportation Factoring Companies

 

Date Published- 2014- 08-17 Factoring Trucking Business

 

"

Traditional Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. While these loans are handy they are not available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. Plus, the amount you apply for through the bank is the actual amount that you are going to receive. Once the loan is paid off, you can then apply for another loan if the need arises.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. There is no debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. There's no collateral required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. Receive Your Money Faster. With a Trucking Factoring company you can actually get the money you need faster. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. Borrowing from a bank begins with vast amounts of paperwork, the loan must be underwritten, and this can take ages before you're notified if the loan has been approved.

 

4.You receive interest up-front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see from the above, there are some great benefits to financing through a Trucking Factoring company, and not through a traditional bank loan. In addition, there are other benefits that a Trucking Factoring company can offer you, outside the scope of a bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

"
Invoice Factoring Companies Reviews at Medicalaccountsreceivable.Org

 

 

 

 

 

More Freight Factoring Companies For Brokers -Articles

 

 

 

"

Traditional Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. While these loans are handy they are not available to every business. As an example, a newly formed business may not have the required assets to qualify for a bank loan, and even if they did, it is usual practise for a bank to use the business itself as collateral. This means that if you default on your loan payment you could lose your entire business. Plus, the amount you apply for through the bank is the actual amount that you are going to receive. Once the loan is paid off, you can then apply for another loan if the need arises.

 

What Are Trucking Factoring Companies?

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. Rather the financing you receive from a Trucking Factoring company is based on money your business has already earned, but have not yet received. Trucking Factoring companies actually purchase your accounts receivable or at least part of them for a percentage of their total worth, Normally around 80%-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once a Trucking Factoring account has been created for you, it will continue for as long as you need it, with the money available continuing to grow as your business grows, and providing cash as you require it.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. There is no debt. Since the Trucking Factoring company actually buys your accounts receivable you do not actually incur debt like you do with a bank loan. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. In the event that your business fails, you would not have to be concerned about someone coming after your personal or your business assets in order to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. There's no collateral required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This means that it is easier for new businesses to access the finance they need through a Trucking Factoring company, providing their accounts receivable are in good order. A bank may believe you haven't been in business long enough to be able to cover this risk.

 

3. Receive Your Money Faster. With a Trucking Factoring company you can actually get the money you need faster. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. Borrowing from a bank begins with vast amounts of paperwork, the loan must be underwritten, and this can take ages before you're notified if the loan has been approved.

 

4.You receive interest up-front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see from the above, there are some great benefits to financing through a Trucking Factoring company, and not through a traditional bank loan. In addition, there are other benefits that a Trucking Factoring company can offer you, outside the scope of a bank. The most important benefits is that once you sell your accounts receivable to the factory company, you do not have to take time away from running your business to collect the money owed from reluctant to pay customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

In addition, since the Trucking Factoring company evaluates the credit quality of your customers prior to purchasing the accounts receivable you gain valuable information into which customers are likely to pay and which ones are not so likely to pay.While a Trucking Factoring company is not the only way for your business to obtain the money it needs to keep growing, it does offer a type of financing well worth considering.

 

"

 

 

 

 

 

 

 

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